50 Francisco Street Suite 257 San Francisco, CA 94133

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Kevin Krystofiak

Kevin Krystofiak

Financial Planner & Co-Founder, CA Insurance License #0C28721

415-291-0202 x102

kevin.krystofiak@prudential.com

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Office: 415-291-0202

50 Francisco Street

Suite 257

San Francisco, CA 94133

maria.mason@prudential.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Barbara Burke, Kevin Krystofiak, and Brian Brightbill offer financial planning products and services through Pruco Securities, LLC (Pruco), under the marketing name Prudential Financial Planning Services (PFPS), pursuant to a separate client agreement. Offering insurance and securities products and services as a registered representative of Pruco, and an agent of issuing insurance company. 1-800-778-2255.

Brian Gazzano and Matthew Luke Blanchard are employed by Bridgewater Partners, Insurance and Financial Services, LLC (Bridgewater Partners) which is not affiliated with any Prudential Financial companies including Pruco. They are appointed agents of The Prudential Insurance Company of America and its affiliated insurers. They offer securities products and services as registered representatives of Pruco Securities (Pruco). The Prudential Insurance Company of America, its affiliates and Pruco are Prudential Financial Companies. 1-800-778-2255.

Bridgewater Partners is not an affiliate of Prudential Financial. They sell insurance products of Prudential Financial's affiliated insurance companies in addition to products of non-affiliated insurance companies.

Property and Casualty policies are issued by insurers that are not affiliates or subsidiaries of Prudential Financial. Availability varies by carrier and state.

Bridgewater Partners and its representatives do not render tax or legal advice. Please consult with your own advisors regarding your particular situation.

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